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Savings accounts at Northampton Cooperative Bank are safe and secure.

Saving is a smart way to plan for future needs and expenses. When you deposit money at Northampton Cooperative Bank, we use it to make loans to your friends and neighbors - so your money goes to work right here in Hampshire County to keep our community stable and strong.

All deposits insured in full.

All our deposits are fully insured by FDIC and SIF, so you can be confident that your money is secure. Review our interest rates to see just how much you can earn.

Stop in to any of our convenient locations in Northampton, Florence, or Amherst, or call us at 413-584-4474. We'll be happy to help you choose the way to save that makes the most sense for you.

Statement Savings

This basic savings account also provides you the convenience of online banking.


A minimum balance of $300.00 or direct deposit is required to waive the monthly service charge of $3.00
Ea$y Access telephone transfers limited to a combination of six transfers per statement cycle.

Passbook Savings Account

It's the classic Coop Savings Account.

A minimum balance of $300.00 or direct deposit is required to waive the monthly service charge of $3.00.

Tiered Statement Savings Account

This is the place where higher balances earn higher rates of interest. The more you save, the more you earn.

Ea$y Access telephone transfers limited to a combination of six transfers per statement cycle.
Minimum balance of $1,000.00 is required to waive the monthly service charge of $5.00.

Money Market Accounts

Coop Gold Money Market Account

A Coop Gold Money Market Account at Northampton Cooperative Bank, paired with a Coop Gold Checking account is an excellent way to make the most of your money.

A Coop Gold Checking account is required.

Money Market Deposit Account

Put your money to work in this flexible, convenient account.

Minimum balance of $1,000.00 is required to waive the monthly service charge of $5.00.