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Bank Fees

Northampton Cooperative Bank offers free accounts and lower fees than many larger banks. Plus, online banking and bill pay are free! Stop by any of our convenient locations in Northampton, Amherst or Florence, or call 413-584-4474 to find out more.

Deposited returned item $5.15
Account Inactivity Fee (Monthly Fee- Applies to savings & checking accounts with balances less than $1,000 with no customer initiated activity for 12 consecutive months) $10.00
Stop payments $30.00
Insufficient funds $28.00
Preauthorized transfer, per day $5.00
Ea$y Access Telephone Transfer Free
Telephone transfer $5.00
IRA transfer $25.00
IRA account closeout (open less than 3 months) $25.00
Account closeout (open less than 6 months) $10.00
Lost passbook $10.00
Statement copy/Interim statement $5.00
Account reconciliation/per hour $20.00
Research/per hour/one hour minimum $25.00

Check services

Official check/2 checks free per month for Coop Gold $5.00
Money order $5.00
Certified check $10.00
Stop payments $30.00
Over the counter check/per sheet $1.50

Wire services

Domestic wire in $10.00
Domestic wire out $20.00
International wire in $20.00
International wire out $40.00

Card services

ATM/Point of sale (POS) insufficient funds $28.00
ATM/Debit card replacement $10.00
ATM Coop transactions Free
ATM non-Coop withdrawals* $1.00
ATM non-Coop transfers* $1.00
ATM non-Coop inquiries* $1.00

*Other banks surcharges may apply

Safe deposit services

Lost key replacement $30.00
Drilling (minimum fee) $150.00

Other services

Notary public (a service for customers only) Free
Tax levy and other attachments $40.00
Duplicate tax statements $2.00
   
   

Online banking services

Account access Free
Account access and bill pay Free
Stop payments $30.00

Monthly account charges

With minimum balances, these fees may be waived. Please checking account information to find out more.

Coop Gold Checking $12.00
Coop Green Checking none
NOW Checking $5.00
Free Checking none
Statement Savings $3.00
Passbook Savings $3.00
Tiered Savings $5.00
Money Market $5.00
Business Checking $6.00
Free Business Checking none
Business Money Market $5.00