Our Certificates of Deposits offer guaranteed yields, flexibility, and the safety of FDIC/SIF insurance. That's because you lock in a high yield that's guaranteed from the day you open the account until the day it matures. You know exactly what return you'll get and when you'll get it.
All of your investments are safe because Northampton Cooperative Bank CDs are backed by Federal Deposit Insurance Corporation
for up to $100,000 per individual - and all amounts above that are insured by The Co-operative Central Bank Share Insurance Fund
making them as safe as any investment in the world.
We offer Certificate of Deposit Accounts in a broad range of maturities, each designed with a particular goal in mind. Take a moment to review our Certificate Rates . And, for as little as $1,000.00, you can open your own CD. To help you decide which CD will best meet your needs, take our One-Minute Certificate of Deposit Test. To request a CD quote from one of our customer service representatives today at (413) 584-4474.
Short-Term CDs. Short term savings certificates, for example, our 90 day certificate, offer you the fastest, shortest access to your money.
Medium-Term CDs. Our 6 to 18 month medium-term certificates offer you higher yields than shorter term certificates.
Long-Term CDs. If you have a long-term outlook, our certificates with maturities of 2 to 5 years reward you with the highest yields we have to offer.
FLEX-able CDs. If you need flexibility, our Flex-able certificate is the product for you! You may make deposits greater than $250.00 every day and you make make withdrawals of at least $500.00 every seven days from the date of the last transaction!
Please refer to our "Truth In Savings Certificate Disclosure"
for additional information.